Our Services

AVM

APPRAISAL

COMPLIANCE

CREDIT

CLOSING SERVICES

FLOOD DETERMINATION

FLOOD INSURANCE

SIGNING SERVICES

TAX SERVICE

TITLE

UNDERWRITING SERVICES

4506-T

PROTECTING YOUR DATA

Data security is a top priority for Precision Data Research Company

  • Every loan package is stored behind one of the world’s most advanced security systems and backed by dual firewalls
  • The company maintains two data centers, including one off site, and both centers have power facilities, rigid physical and internet security as well as climate control and fire suppression systems.
  • Data is backed up regularly during each business day and stored at the secure off site location, more than 1,000 miles away from the primary site.
  • Precision Data Research Company’s network and technical teams consistently practice disaster simulations so they are fully prepared for any disaster recovery.

Flood Zone Determinations

Precision Data Research has been providing flood zone certifications for over 20 years. We’ve weathered many national disasters, and have never suffered a loss due to inaccurate flood zone reporting. We’ve performed thousands of automated and hand mapped determinations, with developed methods that insure accuracy. We have cultivated a team of professionals with a a broad base of credentials. Get answers quickly – Certificates can be generated 24 hours a day, 7 days a week through our online portal. Our bundled services secure portal allows your team access to data secure and encrypted from any location.

PRECISION DATA RESEARCH HAS BEEN PROVIDING FLOOD ZONE CERTIFICATIONS FOR OVER 20 YEARS.

We’ve weathered many national disasters, and have never suffered a loss due to inaccurate flood zone reporting. We’ve performed thousands of automated and hand mapped determinations, with developed methods that insure accuracy. We have cultivated a team of professionals with a a broad base of credentials. Get answers quickly – Certificates can be generated 24 hours a day, 7 days a week through our online portal. Our bundles services secure portal allows your team access to data secure and encrypted from any location.

PDR flood zone determination and tracking insure compliance

Recent changes in flood zone regulations are sometimes difficult to understand and interpret, unless you have years of compliance and delineation experience, like our flood determination team.

Monthly flood positive reports provide current data to insure at risk properties have the flood insurance required. PDR provides life of loan tracking.

Notifications – Changes in flood maps are reported to you within 60 days of the change.

Instant updates – Receive automatic notifications of properties that are moved in or out of flood hazard zones.

Your customers will have access to AAA rated Flood Insurance through our flood insurance Company: Efloodquote.com. Our agents are licensed insurance brokers. We are able to provide your borrowers with a free flood insurance quote from various private insurers, as well as the National Flood Insurance Program. (NFIP) Please check out our flood insurance website at www.Efloodquote.com.

Why chose PDR for flood risk management?
  • Cost Effective Basic Flood Zone Determination
  • A guaranteed flood zone determination (FZD) that provides the required FEMA flood map and community participation status information.
  • Life-of-Loan Flood Zone Determinations- Expert tracking of your portfolio for map changes.
What makes PDR different?

Our Flood Zone Determination team has years of delineating specialized and difficult flood zone determinations. Our company has never suffered a loss due to inaccurate reporting. Our proven degree of accuracy is substantiated with the fact that none of our customers have suffered any loss from inaccurate an inaccurate flood zone determination. Hand mapping is important and vital if your collateral involves a lot with multiple structures, or involves a lot with several structures. We are capable of offering comprehensive and low-cost solutions without compromising on quality.

PDR Customer support and compliance support is the best in the industry.

Our customers enjoy customer support that promises a live support staff to answer the phone and provide solutions or answer questions promptly. Our staff is equipped with current information regarding the Biggert Waters Flood Insurance Act,

We provide compliant, accurate, and efficient flood hazard determinations at the lowest possible price. Over 20 years of outstanding accuracy and service gives our customers the edge in compliance and technology.

PDR customers are able to access real time addressing and flood zone data and Census Track data and receive the determination within seconds. Our extensive database is updated regularly to reflect any FEMA changes and LOMA/LOMRs.

Compliance Protocol

Precision Data Research work is covered with a comprehensive AAA errors and omissions insurance policy. PDR guaranteed flood zone determinations (FZD) provides the required FEMA flood map and community participation status information.

A flood zone determination (FZD) that provides the required FEMA flood map and community participation status information. The FZD is monitored for FEMA flood map revisions and community participation status changes for the term of the loan to maintain compliance with federal regulations and secondary market guidelines. Additionally, our life of loan FZDs are transferable between servicers.

Worried about inaccuracies in your current portfolio?

Portfolio Review and Transfers PDR has reviewed hundreds of flood determination performed by other vendors that have been inaccurate. Inaccuracies in flood determinations expose the lender to non-compliance fees, loss of collateral and loss from litigation.

PDR will perform portfolio reviews for its customers upon request. A flood determination for each loan in a customer’s existing portfolio is provided and is then tracked for any flood map revisions for the life of the loan. Standard Flood Hazard Determination Forms are issued for properties that are located in a Special Flood Hazard Area.

Escrow Tax Service

PDR user platform provides instant access to your borrower’s tax information. Access to online escrow tax amount reports in time to pay installments. PDR Escrow Service facilitates the lender in planning effectively. We provide escrow processing cut-off and reporting dates to insure proper payments. PDR Escrow Service provides complete payment information Complete tax payment packages in required tax collecting agency format. Our company provides agency contact information, payment requirements, due dates and delinquency dates to ensure timely payments.

PDR are experts in analyzing and correcting all data.

We provide regular updates – Receive updates on tax collecting agency changes to ensure you always make the correct payment to the correct agency. Process payments faster – We will acquire tax bills and amounts due and deliver them electronically to you.

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QUALITY & CONTROL

PDR can manage all of your real estate tax servicing needs and significantly reduce your servicing costs with our Tax Outsourcing platform. We understand quality and control are essential to your business and we will help you meet all RESPA and CFPB tax audit requirements.

TAX OUTSOURCING – improve accuracy
  • Maintain control  All processing is completed within your servicing system and under your control.  You have complete visibility to monitor all activities at any time.
  • Reduced servicing costs  Your operating costs are significantly reduced or eliminated as your portfolio grows.
  • Industry expertise – Our Outsourcing Team has seasoned experience servicing prime and non-prime lenders and servicers nationwide.
  • Personalized service – We understand not all customers are the same and will work to meet your individual needs.
KEY BENEFITS FOR ESCROWED LOANS
  • Tax Lines – Tax lines are built for all newly originated or acquired loans
  • On time payments – We will ensure all tax payments are made on time using your servicing system
  • Payment delivery – Tax payments are delivered to appropriate tax collecting agencies by the economic loss date
  • Refund processing – All refunds and returned checks from tax collecting agencies are researched and processed
  • Support you can count on – All tax related inquiries are researched and addressed using your servicing system
  • Escrow exceptions – All real estate tax related escrow analysis exceptions are reviewed and processed
KEY BENEFITS FOR NON-ESCROWED LOANS
  • Delinquent reporting – Tax amounts required to redeem delinquent taxes are reviewed and obtained from annual delinquency reporting
  • Tax sale notices – Tax sale notices are researched and processed to protect you and your customer
  • Tax lines – Tax lines are created and escrow accounts are established based on your business rules
  • Your rules – Your business rules guide the processing of taxes for loans in foreclosure, bankruptcy or REO
  • Support you can trust – Our team will research and respond to all tax research requests
Budled Services Platform

Tax Tracking

Many other Tax Tracking companies offer once a year cycle reporting. Our service provides reports soon after the tax payment is processed at the county. You can also request a report any time you need it. On demand reporting is the most effective way to insure that critical delinquency loans are identified and protected before foreclosure actions are triggered by the county. Precision Data Research tax experts will confirm, correct and verify all tax data: parcel numbers, addresses and owner names. Our report provides the corrected information to you– so all lender and PDR tracking data is clean and accurate.

COMPREHENSIVE PROPERTY TAX REPORTING AND TRACKING – DELINQUENCY PROPERTY TAX REPORTING

COMPREHENSIVE AND CUSTOMIZED
REAL TIME, ON DEMAND REPORTING
Clean Data Produces Accurate Reports

Precision Data Research tax experts will confirm, correct and verify all tax data: parcel numbers, addresses and owner names. Our report provides the corrected information to you– so all lender and PDR tracking data is clean and accurate.

  • Identify by year the tax and penalties due.
  • Provide county contact address and phones numbers.
  • Confirm and Validate payment of delinquent taxes
  • Track and update you immediately of high risk mortgage loans
  • Create customized mailing labels and delinquency letters for your delinquent customers, and format them for your letter head.
  • Accurate, verified and guaranteed property tax data. Convert your portfolio to our cost saving data tracking data base. PDR project management team is staffed by seasoned property tax professionals.
Delinquency Tax Reporting Returns the Following Tax Data
  • Property address
  • Delinquency and delinquent amounts
  • Payment status/Redemption date for sold tax liens
  • Current tax amounts
  • Open real estate taxes for a parcel(s)
  • Parcel number(s)
  • Unpaid taxes sold by the taxing authority
  • Final redemption date for sold tax liens
  • Assessment values
  • Existing exemptions
  • New levies assessed to a parcel

This service provides continuous delinquent tracking for none escrow residential and commercial mortgage portfolios. The service begins reporting immediately after the parcel scheduled tax payment due date and continues until the mortgage is paid.

Professional Support

PDR offers consistent and professional support for your real estate team. PDR’s experienced staff offers comprehensive customer service with phone support, client support for your tax team and follow-up training.

Our secure database is accessed via the web. This data interface provides your team with access to all tax tracking records. Once your team enters the borrower information and serves as the system of record. Once the tax track order reaches our office, our tax team will review the data and provide your team with any corrections.

PDR Tax-Track provides maximized efficiency and accuracy. Improved employee efficiency helps the lender avoid costly errors and decreases data entry time.

Protect your loan portfolio with guaranteed procedures to keep your institution in compliance with federal and compliance regulations.

WHY CHOSE PDR INSTEAD OF THE COMPETITON?
  • PDR team of experts have over 25 years’ experience collecting and verifying data.
  • PDR has proven methods to find and correct any mistakes in lender data.
  • PDR provides personalized support and training for your real estate mortgage team.
  • We provide customized delinquency letters and mailing labels for your delinquent customers.
  • PDR’s accuracy and service level are consistent.
  • PDR provides up to the minute tax data ongoing reporting on demand.

4506-T Processing

TVP – Tax Verification Provider

The Fastest Path to Consumer Tax Return Verification/4506-T Reports

Tax Verification Provider (TVP) is an all-in-one technology system that automates your processes, reduces paperwork, and delivers better control of your 4506-T work. The system receives and processes orders, assists in submitting transcripts, scrapes the IRS site, and returns completed files to your client. You can electronically annotate the 4506-T requests your clients send, as well as get e-signatures from borrowers. You can customize billing, send batches of orders all at once, quickly correct and assign “stuck” IRS orders, and lots more.

Overview

TVP is a lightweight executable file that installs on your local computer and then communicates with the SharperLending platform and the IRS 4506-T website. Once installed, you can work with the 4500 PDF files to electronically annotate them, and then approve files to send to the IRS. You can send up files in approved batches to fax, or you can pick and choose which files to fax. TVP notifies you when the files have returned, and automatically sends them back to the SharperLending platform.

TVP offers a fast and easy way for you to get 4506-T requests, and an automated “scraper” that takes completed transcripts from your mailbox on the IRS site and passes them back to Precision Data via the TVP site.

Contact us today to see how our research services can help you!